Keep More Profit.
Skip the April Surprise.
Most clients come to us because April keeps surprising them. We fix that with year-round tax planning and a clear plan you can follow, without products or guesswork.
No Tax Surprises
Confident Equity Moves
Faster Financial Freedom
That gut-drop when you realize April is going to hurt…
If you’re paid in RSUs and stock options, taxes don’t play fair.
Too many costly decisions
Sell, hold, or diversify?
One wrong move feels expensive
Your numbers don’t feel dependable
Equity decisions keep getting delayed
Big plans on pause
Blindsided in April
You thought withholding covered it
Then tax time says otherwise
“I make good money… so why do I still get blindsided in April?”
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“They withheld taxes, but somehow it’s still not enough.”
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“I don’t know if I should sell, hold, or diversify so I do nothing.”
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“I make good money… so why do I still get blindsided in April?” • “They withheld taxes, but somehow it’s still not enough.” • “I don’t know if I should sell, hold, or diversify so I do nothing.” •
MEET YOUR EQUITY GUIDE
Daniel M Allgaier, CFP®
A clear equity plan.
No more tax surprises.
I help high-earning tech professionals turn RSUs and stock options into diversified, usable wealth, with a tax-first plan you can trust.
I’m a fee-only, fiduciary CFP® and the author of Take Charge of Your Equity Comp. That means you’re not getting generic “retirement talk” or product-pushing; you’re getting clear, tax-first guidance you can actually use when vesting, exercising, and selling gets real.
You can feel confident about every equity decision from here on out.
What You Get With a Clear Equity Plan
Make Confident Equity Moves
Clear decisions. Calm mind.
Equity Comp Blueprint plan (RSUs/ISOs/NSOs) so you make clear decisions for vesting, exercise, and selling, which means you stop second-guessing and feel in control.
Keep More of What You Earn
Predictable taxes. More kept.
Annual tax plan + projections so you have fewer surprises and fewer avoidable taxes which means predictability replaces anxiety.
One Strategy + Tax Prep Under One Roof
No handoffs. No gaps.
Tax preparation + filing (or fully managed coordination) so there are no handoff gaps between plan and filing which means you avoid missed details and costly mistakes.
How it Works
STEP 1
Equity Review
We review your current equity, vesting, and tax exposure so you can get clarity on next steps.
Completely complementary to ensure you get the clarity you’re looking for.
STEP 2
Build the Blueprint
Once you become a client, we organize everything, model scenarios, and set your strategy so you can have a plan you can follow.
STEP 3
Proactive Guidance
We guide you through vesting, exercises, sales, withholdings, and estimates so you have no more tax surprises.
You will have quarterly scheduled meetings along with any “as needed” meetings.
Most equity mistakes aren’t “math” mistakes. They’re planning mistakes.
This is what you get with a tech equity specialist vs. trying to DIY it or using a generalist.
| Benefit | DIY | Generalist Advisor | Equity Comp Specialist |
|---|---|---|---|
| Vesting, Exercise & Sell Decisions | No | No | Yes |
| AMT Planning | No | No | Yes |
| Withholding + Quarterly Estimates | No | Sometimes | Yes |
| Tax projections tied to vesting & sales | No | Sometimes | Yes |
| Sell Strategy + Diversification roadmap | Sometimes | Sometimes | Yes |
| Planning around blackout windows | No | No | Yes |
| Plan + Tax Prep aligned | No | No | Yes |
| Time-sensitive support | No | Sometimes | Yes |
| One connected, goal-based plan | Sometimes | Yes | Yes |
FAQs
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You can DIY it. The question is whether you want to keep spending your limited time learning a system that changes with every vest, sale, and tax deadline. I help you make the calls with confidence and get the details right, so you don’t pay for a mistake later.goes here
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A fiduciary financial advisor is a professional legally and ethically required to act in their client's best interests, prioritizing the client's needs above their own or their firm's. They must provide loyal, honest advice, avoid conflicts of interest, and typically charge transparent fees rather than commissions.
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I’m fee-only and a fiduciary. That means no commissions, no product quotas, and no “sales pitch” disguised as advice, just strategy built around what’s best for you.
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That’s normal. Most people feel that way with RSUs and options. We start with what you already have: pay stubs, grant docs, and account statements, then organize everything into a clear system you can understand.
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This is built for busy tech careers. You’ll spend a little time upfront getting the basics together, then you get a plan you can run on rails, with support at the moments that actually matter.
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The goal isn’t fancy investing. It’s avoiding unforced errors and reducing tax waste around equity decisions. When the stakes are five or six figures, one smart call can pay for the relationship.
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Before the next big moment, vests stacking up, an options exercise decision, a tender offer/IPO window, or the next April surprise. If equity is a meaningful part of your net worth, sooner gives you more options.